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How It Works


Traditional bank loans require many documentable factors, including the borrower’s income, credit, tax returns, etc. They require above-average credit scores, and can take months to close.

A commercial hard money loan relies solely on existing hard assets (real estate). Secured by real estate, loan decisions happen much more quickly. Though higher risk means a higher interest rate, commercial hard money loans can be highly beneficial for nontraditional investment opportunities.

Loan Terms:

    • First mortgage loans
    • Loan to value up to 65%
    • Loan terms of 3 months – 2 years
    • Competitive rates

Do You Qualify?

DFS facilitates hard money loans to owners of commercial and multi-family properties in New York City, including:

    • Five family units and higher
    • Retail properties
    • Industrial properties

And other commercial properties, please call us to discuss.

Apply for a hard money loan today.